3 Tips For Using Your Credit Card Rewards

So, I stumbled upon this article titled “3 Tips For Using Your Credit Card Rewards,” and boy, was it an eye-opener! It talked about how to get the most out of those sweet rewards that your credit card company keeps dangling in front of you. Intrigued, I read on.

The main thing the article emphasized was to pay your balance in full each month. This way, you can avoid paying interest and fees that will surely eat up your rewards. Secondly, it suggested knowing the different redemption options available to you. I mean, who knew that you could use your points to book flights or even to pay for your Amazon purchases? I sure didn’t! Lastly, it advised keeping track of your rewards and knowing when they expire. This one hit me hard because I once lost $100 worth of rewards because I let them expire…sigh.

In my personal experience, I find it helpful to set reminders on my phone to remind me of my rewards’ expiration dates. Additionally, I like to use a credit card that offers rewards on the categories where I spend the most, like gas and groceries. This way, I can rack up points faster and get more bang for my buck.

Overall, this article made me realize that there’s more to credit card rewards than just the initial sign-up bonus. By being smart about how we use our cards and keeping track of our rewards, we can enjoy some pretty sweet perks. So, if you’re someone who loves a good deal (and who doesn’t?), I would definitely recommend giving this article a read.