So, I just read this article about how to lower your car insurance costs, and it was pretty eye-opening. First off, did you know that your credit score can actually impact your insurance rates? Yeah, crazy, right? But that’s just one of the seven tips they mention.
Basically, the article suggests things like shopping around for quotes, bundling your policies, raising your deductible (which is basically the amount you’d have to pay out of pocket before insurance kicks in), and being mindful of the type of car you drive (spoiler alert: sports cars = expensive insurance).
Personally, I’ve found that keeping a clean driving record is probably the most effective way to keep my insurance costs down. I got into a fender bender a few years back and my rates skyrocketed, but once I proved I was back to being a responsible driver, they went back down.
Anyway, long story short: car insurance can be pricey, but there are ways to lower your costs without sacrificing coverage. It’s definitely worth checking out this article and seeing what tips might apply to you. Trust me, your bank account (and your driving record) will thank you.
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