Experts share credit card safety tips for virtual and contactless payments

As more people turn to virtual and contactless payments, credit card safety has become an increasing concern. That’s why experts have shared their top tips to ensure that your transactions are secure.

The first tip is to use a credit card, rather than a debit card. Unlike debit cards, credit cards have fraud protection built in. If someone steals your credit card and racks up charges, you won’t be held responsible for them.

Another important tip is to use a secure network when making virtual payments. Don’t use public networks, such as coffee shop wifi, since these are often not secure and make it easy for hackers to intercept your information. Instead, use a private, password-protected network.

Experts also suggest regularly checking your bank statements and credit card accounts for any suspicious activity, and setting up alerts for purchases made with your cards. This way, if someone tries to make a fraudulent purchase, you’ll be notified immediately and can take action.

It’s also important to keep your software up-to-date, both on your computer and on your mobile devices, since software updates often contain important security patches. And finally, be wary of phishing scams and unsolicited emails asking for your personal information. Always double-check the sender’s address and only respond if you’re 100% sure it’s legitimate.

In today’s digital age, it’s more important than ever to ensure that your credit card information is secure. By following these expert tips, you can minimize your risk of credit card fraud and enjoy the convenience of virtual and contactless payments.