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Illinois insurance companies no longer allowed to raise rates or deny home insurance policies based on specific dog breeds beginning mostly in December

By Ryan Wu
Published in Insurance
June 19, 2023
1 min read
Illinois insurance companies no longer allowed to raise rates or deny home insurance policies based on specific dog breeds beginning mostly in December

So I just read this article about how some insurance companies in Illinois won’t be allowed to deny home insurance policies or increase rates based on the breed of dogs some people own. I mean, I don’t even have a dog, but this just seems like common sense to me!

Basically, the law is going into effect in December and it will cover all dog breeds. It’s a step in the right direction towards ending breed discrimination, which is something that has been a problem for a long time.

As someone who has seen firsthand how some people unfairly treat certain dog breeds, I think this is a really positive change. I know a few people who have had trouble getting home insurance because of their dogs, even though their dogs are sweet as can be.

It’s not fair to judge an entire breed based on the actions of a few dogs or their owners. And now, in Illinois at least, people won’t have to worry about that as much when they’re looking for home insurance.

Overall, I think this is a really important topic because it’s about fairness and equality. It’s not just about dogs, it’s about changing the way we treat each other and recognizing that we’re all deserving of respect and fairness.


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How to Get More Affordable Home Insurance
Ryan Wu

Ryan Wu

Freelance Journalist

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June 29, 2023
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