So, I just read this article about how the National Association of Insurance and Financial Advisors (NAIFA) is doing some really cool work to help people plan for retirement. Basically, NAIFA is pushing for more flexible retirement options, so people can choose how and when they start receiving benefits.
One of the main ways NAIFA is pushing for this flexibility is by advocating for the passage of the SECURE Act 2.0, which includes provisions for things like increased catch-up contributions and the ability to delay required minimum distributions. This would give people more control over their retirement planning and could be really helpful if, for example, you wanted to keep working part-time in retirement.
Personally, I think this is great news. I know a lot of people worry about whether they’ll have enough saved up to retire comfortably, so being able to have more options and control over when and how you start using your retirement funds is a huge benefit.
Overall, I think this article is an important reminder that we should be thinking about retirement planning early and often, and also that there are people out there working to make sure we have the flexibility we need to plan for a happy and secure retirement.
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