What is full coverage car insurance? - Autoblog

I recently stumbled upon an interesting article called “What is full coverage car insurance?” on Autoblog that explained every driver’s favorite topic - car insurance. In a nutshell, full coverage car insurance is a policy that covers more than just liability in case of an accident.

The article went on to explain that full coverage generally includes liability, collision, and comprehensive coverage. Liability covers the damages you cause to someone else’s property or injury, whereas collision covers damages to your own car in an accident. Comprehensive covers issues like theft, vandalism, and natural disasters. It’s basically like having a safety net for your car.

One thing I found particularly intriguing was the mention of gap insurance. If you owe more on your car than it’s worth, and it’s totaled in an accident, gap insurance covers the difference. This could be a game-changer for folks with new cars who have a lot of money tied up in monthly payments and a very active bumper-to-bumper freeway.

Having experienced a car accident and the insurance claim process firsthand, I found the article to be very informative. It’s a good reminder that cheaper isn’t always better when it comes to insurance. Opting for full coverage may cost more upfront, but it can save you a lot of money and headache in the long run.

In conclusion, if you’re a car owner, it’s important to understand the types of coverage available and what they entail. It’s not the most riveting topic, but it’s worth doing your homework to protect yourself and your ride.